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Cyber Security

Cyber Security Cyber security…how can companies make sure they are protected? A Halifax based company completed a “simulated” phishing email security test to determine its vulnerability during an attack. The test was based on real-world ‘targeted’ attacks. Employees received an email posing as the President asking for their help. The return email address was a …

Credit Score & Insurance!

Credit Score & Insurance Many insurance companies may use your credit score to determine discounts you may qualify to receive for your insurance.   On an insurance policy, we make an agreement that we will pay you a certain amount of money if you have a loss. It is very hard to predict when a …

Pollution Claims & Commercial Property Policies

Today is what we call Misconception Monday, and we are hearing from our commercial team at Cluett about pollution claims. Do all commercial property policies cover for pollution claims, such as oil tank spills? No, most commercial property policies do not cover anything to do with onsite or third party claims against a property owner …

Parking Tips to Protect Your Vehicle

8 Smart Parking Tips Did you ever walk up to your car and notice a dent or scratch that wasn’t there before? It happens to us all at one point or another. It may seem difficult to avoid the occasional door bang because this is sometimes out of our control. However, there are several steps …

Auto Claims: The Survival Guide

The Survival Guide to Auto Claims   It’s 5:30pm on a Friday afternoon and finally, the end to a long week at work. You now find yourself stuck in traffic as usual. The traffic is not moving, so, your mind starts to think about all the stuff you want to do this weekend! Finally, the …

Time to Rev Up Your Motorcycle!

Time to Rev Up the Bikes! For motorcycle drivers, it is almost time to rev up for another riding season. Before you embark on your first ride, there is the important matter of insurance to deal with.   At Cluett Insurance, we understand the desire of hitting the open road! We want to make sure …

Tenant Insurance: Myths or Facts?

Tenant Insurance – Myths or Facts?   According to the Bureau of Canada, almost half of all tenants do not have tenant insurance! Having content insurance is not mandatory by Canadian law. Your landlord could require it for your lease though. Here are some quick myths and facts about tenant insurance.   Myth: Your Landlord …

Auto Insurance Tips, Tricks, & Advice!

Auto Insurance Tips!   Whether you are purchasing a shiny new car off the lot, or picking up a second car for the kids to drive. You must think about protecting yourself, others, and your new vehicle.   Cheap rates are great, but cheap means nothing if your policy won’t cover you when you need …

Jewelry…Is Yours Completely Covered?

Should You Get Coverage for Jewelry? For many people, the past holiday, Valentines Day and jewelry go hand in hand. Did you know that your homeowners or tenant insurance may not provide enough coverage for you to replace these gifts in the event of a loss?   Does Your policy Have Coverage?   Yes, but …

Home Fire Safety: Tips & Advice

Home Fire Safety   As many people have found out, waking up to smoke and flames is one of the worst things that can happen to your family and home. One thing that makes it worse is that most home fires are preventable.   With just a few fire safety tips you can keep you …