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Is Your Home Ready For Winter?

With the colder temperature now here, its important to take the time to make sure your home ie prepared for the long winter ahead. Doing this will give you the advantage of keeping your home warm and cozy as well as hopfully keeping those heating costs down. Take some of these tips and use them …

Road Trip

Now that summer is in full swing and the kids are out of school, many families are planning for the summer road trip! Road trips are the best kind of vacation because you’re in control. You decide when and where to stop and for how long. Unfortunately, there can be a downside to road trips …

How to reduce your chance of having a property claim this summer

No one ever wants to have to deal with the inconvenience of a claim on their home insurance. Here are some helpful tips to lower your chances of something happening to your property: Going away on vacation? If you are leaving your property unoccupied for an extended period of time, try to arrange a competent …

Home Reno’s? Are you covered?

Are you looking to do some home reno’s this summer? It’s an exciting time as a homeowner to go through renovations. Whether you are remodeling your existing space or adding an addition to your home, you have probably already looked at different ideas online, other homes, Pinterest boards, and your ready now to start!  Now …

Are you prepared for an emergency?

None of us ever expect to be evacuated from the safe havens of our homes but from time to time natural disasters such as a flood, hurricane, forest fire, or even an extended power outage happen and it is very important to be prepared to evacuate, or stay put until it is safe. Here are …

Home Insurance Coverages Explained

There are so many coverages connected to Home Owners Insurance and so many packages available it will be hard to touch on everything. Basically home insurance protects you against an unexpected loss or damage to one of your biggest investments: your home and the things inside of it. Home insurance is divided into two main …

Online Quotes Are Here!

We at Cluett are excited to tell you about our online quoting service! It’s a free, no obligation tool that allows you to quote home, tenant, condo, and auto insurance, online from the comfort of your home! You have the peace of mind knowing that your personal information is safe. The information is hosted on …

Understanding what exclusions are

As I’m sure you know there are some things insurance companies won’t cover automatically. Some exclusions you can purchase coverage specifically to cover, others are just a risk an insurance company doesn’t want to take on!  You really need to read your policy wording that defines the specific policy you purchased, or call your agent …

Overland Water Coverage

There are many types of coverages offered on insurance policies that homeowners don’t even know are available. One of which that some companies are now offering is Overland Water Coverage. Home insurance policies used to only cover you if water came in through sewer back up, or through a pipe or drain. In recent years …

Fire Prevention Tips for Homeowners

House insurance will help protect you and your family in a time of crisis. But there are other steps you can take to avoid damage to your home. House fires damage more than 360,000 homes each year, according to The National Fire Protection Association. Be sure you have the best house insurance available to you …