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Home Insurance Coverages Explained

  Do You Know About All of the Types of Home Insurance Coverages? There are so many coverages connected to Home Owner’s Insurance. Also, there are so many packages available. It will be hard to touch on everything.   Home insurance protects you against an unexpected loss or damage to one of your biggest investments. …

Quotes for Insurance Online! Who knew?!

Online Quotes Are Here! Cluett’s excited to tell you about our online quoting service! It’s a free, no obligation tool. It allows you to get quotes for home, tenant, condo, and auto insurance, online from the comfort of your home!   You have the peace of mind knowing that your personal information is safe. The information …

Understanding What Exclusions Are

What Are Exclusions? I’m sure you know, there are some things insurance companies won’t cover automatically. Some exclusions you can buy coverage specifically to cover. Other exclusions are a risk an insurance company doesn’t want to take on!  You need to read your policy wording that defines the specific policy you purchased. If you are …

Flooding & Overland Water Coverage

Are You In Need of Overland Water Coverage? There are many types of coverages offered on insurance policies. Most homeowners don’t even know all that is available to them.   Finally, some companies are now offering is Overland Water Coverage. Home insurance policies used to only cover you if water came in through sewer back …

Fire Prevention Tips for Homeowners

Fire Prevention Tips House insurance will help protect you and your family in a time of crisis. But there are other steps you can take to avoid damage to your home. House fires damage more than 360,000 homes each year, according to The National Fire Protection Association. So, be sure you have the best house …

Life Insurance Types: All You Need To Know

Life Insurance At some point your life you may come to the conclusion that you need to have a life Insurance. Life insurance packages tend to fall into one of three groups. You’ll find term life, whole life, and universal life insurance. Let’s look at them one at a time.   Term Life Insurance With …