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How to Reduce Property Claims This Summer

Property Claims? No Thanks! No one ever wants to have to deal with the inconvenience of a claim on their home insurance. Here are some helpful tips to lower your chances of something happening to your property.   Going away on vacation?   Try to arrange a competent neighbour or family member to make your …

Get Your Bikes Ready! It’s Riding Season!

Get Your Bikes Ready!   Well everyone, spring is finally here, and that means it’s time to bring out your bikes! Your bikes have probably been away for a couple months now. They will need a little tune up to be running like they should.   Here are a few things to look at before …

 I Got into an Accident! What Do I Do?

Is Everyone Okay After the Accident?   When in an accident, the very first thing you should do, if you are able to, is make sure everyone in your car is okay. If anyone is not okay or requires immediate service, please call 911 right away.   If your vehicle is not in a safe …

10 Most Stolen Vehicles in Atlantic Canada

Is Your Car Safe From Being Stolen? Did you know that theft rate is something that determines the rate you pay for your auto insurance? The Insurance Bureau of Canada (IBC) releases a list of the 10 most stolen vehicles every year in each region. Out west, thieves tend to go for the big pick …

Auto Insurance Rates Explained

What Goes into Your Auto Insurance Rates?   Being in Canada we are all required to buy auto insurance to own a car. Each province has their own insurance rules and minimum requirements. Where you must pay for the premium its important to understand what can impact your rates.   Generally, your rate can be …

Cyber Safety Seminar at Cluett Insurance

Do You Know About Cyber Safety?! In today’s world, most of us, in our personal life or in a business setting, rely on the internet. We rely on it to do everything from communication to saving data in the “cloud” to purchases. With this need to do everything “cyber related”, it puts our personal and …

Work-Life Balance at Cluett Insurance

What Do Our Employees Want? Back in the spring, our President proposed an agenda item to the management team:   What should we be doing to keep good employees? What is it that makes Cluett Insurance of Halifax, NS unique from other employers?   The team set to work researching best practices, benefit packages, and …

Fire Prevention Tips for Homeowners

Fire Prevention Tips House insurance will help protect you and your family in a time of crisis. But there are other steps you can take to avoid damage to your home. House fires damage more than 360,000 homes each year, according to The National Fire Protection Association. So, be sure you have the best house …

Life Insurance Types: All You Need To Know

Life Insurance At some point your life you may come to the conclusion that you need to have a life Insurance. Life insurance packages tend to fall into one of three groups. You’ll find term life, whole life, and universal life insurance. Let’s look at them one at a time.   Term Life Insurance With …

Commercial Property: Calculating Replacement Costs

Calculating Replacement Costs for Commercial Property The purpose of commercial property insurance is to protect your building in the event of a partial or total loss. It also helps put your property back to the same like kind and quality after a loss. When insuring a commercial building, you must go through the process of estimating …