Commercial & Liability Insurance Policies

Insurance Coverage for where you live

Cluett Insurance offers multiple property and liability insurance product options and unique solutions to help deal with your small and large business risks and exposures. With access to over 30 insurance markets, our commercial insurance team is equipped to help find a product to suit your business needs.

  • Property
  • Professional
  • Directors and Officers Liability
  • Construction
  • Commercial Liability
  • Pollution Liability
  • Cyber/Privacy Breach
  • Bonding

Commercial Auto Insurance Coverage

Cluett Insurance of Halifax offers multiple insurance product options and unique solutions to help deal with your commercial auto insurance needs. With our access to multiple insurance markets we are able to partner with your business to help protect you and your business from the unknown factors that can affect your day to day operations including losses to your commercial vehicles, third party liability claims, accidental benefits coverage, and loss of use rental coverage.

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I used Cluett Insurance Brokers to insure my rental properties. Lee took the time to find the perfect policy to meet my needs. He made several recommendations as well as pointed out situations I never would have thought about in order to make sure I had the most comprehensive coverage. Thanks Lee and Cluett Insurance Brokers..looking forward to working with you again as my property portfolio grows!

Stephanie Lavoie


It depends. Most commercial insurance policies have a condition that states the policy may not be transferred to someone else without the insurance company’s written consent. Often, if ownership has changed and the insurance company is willing to continue coverage they will want to cancel the old policy and issue a new one. We recommend to speak with your insurance broker when changes to your insurance are being made.

Auto insurance is mandatory in Nova Scotia and PEI. In general, if you use your vehicle for business or work (other than commuting), a commercial auto insurance policy is necessary.

Learn more about the difference between personal vs. commercial auto insurance.

Commercial insurance can save you from a financial catastrophe if something goes wrong. It can cover:

  • Professional mistakes made by you or an employee that can negatively impact your clients.
  • Damage to equipment or property related to fire, vandalism, windstorm, etc.
  • Lost income due to business closure.
  • Data breaches and cyber attacks.

Yes! The most common types of commercial insurance are property, liability, and worker’s compensation. Depending on the nature of your business you may want additional coverage. Speak with an insurance broker to help customize your insurance policy.

Let’s get you covered.