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Coverage for where you live

Losses to Mother Nature, unexpected house fires or a slip-and-fall on your property are costly, unpredictable events. These are just a few reasons why all home owners and tenant’s insurance are essential. We create insurance solutions that satisfy your unique coverage and pricing needs.

Whether you’re a home owner or a tenant, our Insurance experts have access to over 10 carefully selected property insurance markets. This ensures that we can always find you a competitive price year after year. Our insurance renewal specialist monitors significant rate increases, meaning we save you the time of shopping around each year.

  • Home Owner’s
  • Tenant’s — Renter’s
  • Seasonal Cottages
  • Income Properties
  • Vacant Homes
  • Motor Homes 
  • Umbrella Policy – Additional Liability Protection
  • Boat and Marine
  • Mini/Mobile Home
  • Condominium
  • Homes Under Construction/ Builders Risk
  • Property in Storage

Related Resources

Homeowner’s Policy Exclusions
Mortgage Insurance vs. Life Insurance
Cyber Security

I have been a Cluett customer for many years (they were still located in Cole Harbour). I have found Debbie Warner to be very professional and helpful at all times. We are very lucky to have her handling our household & auto insurance. Thank you Debbie. I have not had the need to deal with other staff members but am sure they would do a very good job.

Betty Thibeault Nauss

Let’s get you covered.