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Boat Insurance

Trailer Insurance Coverages

No matter where you go on your adventures, ensure you’re protected with trailer insurance. Recreational trailer insurance safeguards the physical trailer unit, the belongings inside your trailer, and you (should you be injured in the trailer or somebody else be injured by your trailer).

Due to the broad scope of trailer styles and uses, travel trailer insurance can be customized to suit your individual needs. Increase your policy size to protect your trailer from uninsured drivers, weather anomalies, and more. From the most basic coverage to an extensive policy with add-ons, Cluett Insurance can help you find the right trailer insurance for you and your family.

Why Do You Need Trailer Insurance?

If you are in an accident and your trailer is damaged, your vehicle coverage may not be enough protection. Trailer insurance offers a cushion against liability and damage costs.

Trailer insurance protects you in many ways, including:

  • Emergency Expenses: If you are in an accident while on vacation, your recreational trailer insurance has your back. From living expenses to a replacement vehicle, your policy protects you in various ways.
  • Loss Replacement: If your trailer is damaged and your belongings are damaged along with it, your trailer insurance can ensure you get your belongings replaced.

Types of Trailer Insurance

Trailers are used for food storage, as flatbed transport, as utility vehicles, and much more. The type of trailer, the trailer size and age all impact your policy type and cost. Some of the types of trailer insurance you can obtain through your broker include:

  • Full-Time or Campsite Coverage: Not all trailers are used for the same purpose. In Canada, some individuals choose to live in their trailers for a time. This means finding full-time coverage, much like your home insurance. Alternatively, our brokers can also help you find campsite coverage to protect only while your trailer is out for the camp season.
  • Extended Detached Structure Protection: If you use travel trailer insurance and set up your trailer with additional structures to live out of for a time, your insurance covers those structures as well.

For more information on trailer insurance we invite you to contact Cluett at (902) 466-5328 today.